1300 766 075


We can help you Own Tomorrow.

You want to seize opportunities and get the job done. So do we. That’s how we operate. We understand that ordinary people often want to do extraordinary things, and we are here to help make that happen.

You are a business owner. You want funding, have property, hate red tape and need solutions. For over 20 years we have been helping people just like you by providing direct access to decision makers, loans up to $10 million, and settlement within five working days. Prime Capital delivers funding today.

So you can Own Tomorrow.

It’s our party and we want to give the gifts.

We’ve helped thousands of SMEs over our more than 20 years in business by lending more than $1 billion. But our success is not something we take for granted.

As part of our anniversary celebrations, we will give something back to the community as our way of saying ‘thank you’.

With every settlement, Prime Capital will donate to Good Shepherd Microfinance (see below).


Our core values are what drive us. We live and breathe them every day to ensure our clients get the most out of their experience with us.


We are absolutely focused on delivering for our customers. We’re all about speed, accuracy and certainty, which is why we have lent more than $1 billion since 1997. #GSD


We’re committed to flexible lending that happens on time, every time. And we’re constantly streamlining our processes to find ways to better meet the needs of SMEs. #FBC


We operate with integrity, openness and fairness. If we promise you an answer on a particular date, you can be absolutely sure you will get it. #Real


We pride ourselves on finding solutions when others can’t. We understand that delivering the right loan can be crucial to an SME’s success. #Winning

Sustainability Policy

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Giving Back

Giving back is an important part of making a positive impact in our community. We do this by supporting:

Live Below The Line: a movement to end poverty. Did you know that nearly half of the world’s population – more than 3 billion people – live on less than $2.50 per day? Each year the team at Prime Capital takes the challenge to feed ourselves on less than $2 a day for five days, raising awareness and funds for this worthy cause. For more information, click here.


Good Shepard Micro Finance: a world leader in financial inclusion. We support Good Shepherd Microfinance in their programs which offer a suite of people-centred, affordable financial programs to people who are financially excluded. These programs promote economic wellbeing for people with low incomes, especially women and girls, and move clients from financial crisis to resilience and inclusion. For more information, click here. 


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Responsible lending

Prime Capital is committed to responsible lending.

We recognise the importance of working with our valued distribution partners to ensure we all play our part in conducting business in an ethical and responsible manner. We are continuously evolving our policies to maintain a responsible approach, and this includes:

  • Excluded industries: we do not provide finance for businesses involved in mining, gambling, tobacco or live meat export industries

  • Excluded products: we do not provide certain types of finance, like: payday lending, reverse mortgages, financial advice or credit cards

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Environmental management

We recognise that our actions can impact the environment and are actively working to manage our environmental footprint.

Over the past 10 years, the energy sector has remained the largest contributor to emissions over any other sector. Prime Capital’s office is powered by 100% renewably generated power, and we choose carbon offsets for other activities (like air travel) where possible.

Prime Capital also reimburses employees for the difference in costs for switching to renewable energy in their homes.

A Few Recent Highlights

At the heart of our approach to Corporate Responsibility is to make a positive and sustainable impact on the lives of our customers, people, stakeholders and community.

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$1.6 Bn

Funding to Australian
small business

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Nations represented
in our team

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Women in
the workforce

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Of our office is powered by renewable energy


The Team

Paul Scanlon


Paul has over 20 years experience in finance and funds management. With a background in Chartered Accounting and private equity, Paul understands the need for client-driven results in growth industries. He holds an MBA with Distinction, Masters of Applied Finance, Masters of Law and a Bachelor of Business, and is currently completing a Masters in Political Economy at Sydney University. Paul is also a Fellow of the Institute of Chartered Accountants and Fellow of FINSIA.

Daniel Adams


Originally from the UK, Danny has 20 years of international finance experience. His role is to find the best solutions for each client’s needs. Each and every client has a unique set of circumstances and Danny works closely with the credit team to develop tailored solutions. Danny is also responsible for intermediary relationships and uses his brokerage background to forge close ties with Prime Capital’s broker partners across Australia.

Simon Heathcote


Simon has over 18 years’ experience, working previously in senior commercial financial positions and professional accounting firms. Simon is responsible for ensuring our processes remain fast and simple, from the loan offer stage to loan repayment. He holds a Bachelor of Commerce from Macquarie University, is a Chartered Accountant and is a Certified member of the Governance Institute of Australia.

Will Hong

Business Development Manager

Will supports our growing network of Chinese-speaking brokers and clients. He has a strong banking background, working first as an analyst and later in credit with major Chinese banks before moving to Australia. He holds a Bachelor of Applied Finance from Macquarie University and is completing a Master of Financial Analysis at the University of New South Wales.

Neil D’Souza

Business Development Manager

Neil is an accomplished finance professional after nearly two decades in senior lending roles at major Australian banks. He specialises in commercial finance and has assisted countless SMEs through their start-up, growth and expansion cycles. Neil uses this experience to support our broker partners and their clients, delivering tailored solutions from enquiry to settlement.

Hamish Locke

Business Development Manager

Hamish is a broker’s broker having spent the majority of his career as an intermediary – firstly as a foreign exchange broker in London and most recently, as a commercial finance broker in Sydney.  This makes him well placed to understand the challenges faced and highest value needs that brokers in Australia have today.  He is responsible for maintaining broker relationships and committing Prime to fast, simple settlements.  Hamish holds a Bachelor of International Business from Loughborough University in the UK.

Lydia Li

Business Development Manager

Lydia specialises in providing tailor-made solutions to our ever-expanding network of Asian brokers and their commercial clients. She has held multiple roles within the Australian banking sector including senior positions at major banks. Throughout this time, she has gained a deep understanding of the mortgage industry which she now uses to great effect to write fast, simple loans. Lydia completed her bachelor degree in Business Administration and Master of Commerce at Macquarie University.

Christian Petrovski

Business Development Manager

Christian is a result driven, proficient banking and finance professional with over a decade’s worth of lending experience. Prior to joining Prime Capital, he’s held roles within the major banks and most recently, heading up the direct sales team for Pepper Money. Christian has helped countless borrowers achieve their objectives over the years and now focuses his attention on helping our broker partners and their clients to do one thing: get the funding that they need as fast and simple as possible so that they can Own Tomorrow.

James Foley

Credit Risk Director

James has more than a decade of risk management experience from working with leading Australian banks. He joined Prime Capital in 2009 and brings a disciplined approach to the company’s treasury, cash and lending functions. Managing the credit team closely, James ensures each credit assessment is well understood and practical. An analyst at heart, he quickly assesses situations and responds with commercial solutions.

Stefani Pebriana

Operations Manager

Stefani brings almost a decade of financial services experience to her role. She has a deep understanding of the issues brokers and clients face in obtaining commercial credit. She is passionate about the mortgage industry and committed to delivering fast solutions for clients. Stefani completed her Bachelor of Communications and Master of Practising Accounting at Monash University.

Vivien Santoso

Office Manager

Vivien’s diverse roles have one common element – ensuring we meet our commitment to 24-hour decision making. Vivien is responsible for liaising with stakeholders to get loans approved and settled. She has seven years’ experience in the mortgage industry and is passionate about Prime Capital’s mission to help clients ‘Own Tomorrow’.

Aishwarya Sreeram


Aishwarya previously had 5 years of accounting experience at EY and is committed to ensuring that Prime Capital’s loan management processes are accurate and timely.  She holds a Bachelor of Commerce from University of New South Wales and is currently completing her professional qualifications in Chartered Accounting.