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THE PRIME REASON WE EXIST

We can help you Own Tomorrow.

You want to seize opportunities and get the job done. So do we. We understand that ordinary people often want to do extraordinary things, and we are here to help make that happen.

You especially don’t like red tape. So for the past two decades we have been helping people just like you by providing direct access to decision makers, loans up to $10 million, and settlement within five working days. Prime Capital delivers funding today.

So you can Own Tomorrow.

It’s our party and we want to give the gifts.

We’ve helped thousands of SMEs over our more than 20 years in business by lending more than $2 billion. But our success is not something we take for granted.

As part of our anniversary celebrations, we will give something back to the community as our way of saying ‘thank you’.

With every settlement, Prime Capital will donate to Good Shepherd Microfinance (see below).

THE PRIME DIFFERENCE

Our core values are what drive us. We live and breathe them every day to ensure our clients get the most out of their experience with us.

GET IT DONE

We are absolutely focused on delivering for our customers. We’re all about speed, accuracy and certainty, which is why we have lent more than $2 billion since 1997. #GSD

FASTER, BETTER, SIMPLER

We’re committed to flexible lending that happens on time, every time. And we’re constantly streamlining our processes to find better ways to meet your needs. #FBC

WE ALWAYS KEEP OUR PROMISES

We operate with integrity, openness and fairness. If we promise you an answer on a particular date, you can be absolutely sure you will get it. #Real

NEVER, EVER
GIVE UP

We pride ourselves on finding solutions when others can’t. We understand that delivering the right loan can be crucial to your success. #Winning

Sustainability Policy

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Giving Back

Giving back is an important part of making a positive impact in our community. We do this by supporting:


Live Below The Line: a movement to end poverty. Did you know that nearly half of the world’s population – more than 3 billion people – live on less than $2.50 per day? Each year the team at Prime Capital takes the challenge to feed ourselves on less than $2 a day for five days, raising awareness and funds for this worthy cause. For more information, click here.


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Good Shepard Micro Finance: a world leader in financial inclusion. We support Good Shepherd Microfinance in their programs which offer a suite of people-centred, affordable financial programs to people who are financially excluded. These programs promote economic wellbeing for people with low incomes, especially women and girls, and move clients from financial crisis to resilience and inclusion. For more information, click here. 


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Responsible lending

Prime Capital is committed to responsible lending.

We recognise the importance of working with our valued distribution partners to ensure we all play our part in conducting business in an ethical and responsible manner. We are continuously evolving our policies to maintain a responsible approach, and this includes:

  • Excluded industries: we do not provide finance for businesses involved in mining, gambling, tobacco or live meat export industries

  • Excluded products: we do not provide certain types of finance, like: payday lending, reverse mortgages, financial advice or credit cards

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Environmental management

We recognise that our actions can impact the environment and are actively working to manage our environmental footprint.

Over the past 10 years, the energy sector has remained the largest contributor to emissions over any other sector. Prime Capital’s office is powered by 100% renewably generated power, and we choose carbon offsets for other activities (like air travel) where possible.

Prime Capital also reimburses employees for the difference in costs for switching to renewable energy in their homes.

A Few Recent Highlights

At the heart of our approach to Corporate Responsibility is to make a positive and sustainable impact on the lives of our customers, people, stakeholders and community.

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$2 Bn

Funding to Australian
small business

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10

Nations represented
in our team

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50%

Women in
the workforce

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100%

Of our office is powered by renewable energy

SERVICE YOU CAN RELY ON

Since 1997 we’ve lent over $2 billion and received some awards along the way.

The Team

Paul Scanlon

CEO

Paul has over 20 years experience in finance and funds management. With a background in Chartered Accounting and private equity, Paul understands the need for client-driven results in growth industries. He holds an MBA with Distinction, Master of Applied Finance, Master of Law, Master of Political Economy and a Bachelor of Business, and is currently completing a Master of Coaching Psychology at Sydney University. Paul is also a Fellow of the Institute of Chartered Accountants and Fellow of FINSIA.

Daniel Adams

COO

Originally from the UK, Danny has over 20 years of international finance experience. His role is to find the best solutions for each client’s needs. Each and every client has a unique set of circumstances and Danny works closely with the credit team to develop tailored solutions. Danny is also responsible for intermediary relationships and uses his brokerage background to forge close ties with Prime Capital’s broker partners across Australia. Danny holds a Diploma of Finance & Mortgage Broking Management and is currently completing a Master of Business Administration.

Luis Orp

CFO

Luis has over 20 years experience in structured finance, finance and operations. He has managed funding, finance and operations teams in leading lending companies in Australia. Luis’ focus is inspiring teams to solve problems and to provide exceptional support to both internal and external stakeholders. Luis holds a Bachelor of Commerce degree in finance, a Master of Business  and is a CPA.

Neil D’Souza

Business Development Manager

Neil is an accomplished finance professional after nearly two decades in senior lending roles at major Australian banks. He specialises in commercial finance and has assisted countless SMEs through their start-up, growth and expansion cycles. Neil uses this experience to support our broker partners and their clients, delivering tailored solutions from enquiry to settlement. Neil holds a Diploma of Finance & Mortgage Broking Management.

Lydia Li

Business Development Manager

Lydia specialises in providing tailor-made solutions to our ever-expanding network of Asian brokers and their commercial clients. She has held multiple roles within the Australian banking sector including senior positions at major banks. Throughout this time, she has gained a deep understanding of the mortgage industry which she now uses to great effect to write fast, simple loans. Lydia holds a Bachelor degree in Business Administration and a Master of Commerce from Macquarie University.

Hamish Locke

Business Development Manager

Hamish is a broker’s broker having spent the majority of his career as an intermediary – firstly as a foreign exchange broker in London and most recently, as a commercial finance broker in Sydney.  This makes him well placed to understand the challenges and need of our broker partners.  He is responsible for maintaining broker relationships and committing Prime to fast, simple settlements.  Hamish holds a Bachelor of International Business from Loughborough University in the UK and a Diploma of Finance & Mortgage Broking Management.

Patrick Pinney

Business Development Manager (Construction)

Patrick has more than 10 years’ experience in corporate property finance, from origination through to completion focused on residential and commercial construction facilities.  He has specialised in end-to-end transaction management through roles in corporate property at CBA, ING and CBRE.  Patrick’s role at Prime includes managing the construction program.  Patrick holds a Bachelor of Commerce from Southern Cross University.

Peter Polorotoff

Business Development Manager

Peter is an accomplished finance professional, having spent the last five years as a Business Manager in insurance services.   As a keen observer of the mortgage industry, he also ran a successful Mortgage Broking business. Peter’s broking experience ensures a deep understanding of the loan process and how to navigate issues along the way to providing fast, simple loans.  His role at Prime is to assist our broker partners, in turn helping their clients to Own Tomorrow.  Peter holds a Bachelor of Commerce and a Diploma of Finance & Mortgage Broking Management.

James Foley

Credit Risk Director

James has more than a decade of risk management experience from working with leading Australian banks. He joined Prime Capital in 2009 and brings a disciplined approach to the company’s treasury, cash and lending functions. Managing the credit team closely, James ensures each credit assessment is well understood and practical. An analyst at heart, he quickly assesses situations and responds with commercial solutions.

Stefani Pebriana

Operations Manager

Stefani brings almost a decade of financial services experience to her role. She has a deep understanding of the issues brokers and clients face in obtaining commercial credit. She is passionate about the mortgage industry and committed to delivering fast, simple solutions for clients. Stefani completed her Bachelor of Communications and Master of Practising Accounting at Monash University.

Reshma Mishra

Credit & Risk Manager

Reshma has more than 15 years of risk management experience. Reshma has managed credit, finance and operations teams in leading finance companies based in Australia and internationally. An analyst at heart, she brings a disciplined approach to our risk, compliance and credit functions. Reshma holds a Bachelor of Arts Degree in Banking and Finance and is currently completing a Master of Leadership & Innovation.

Sarah Tang

Analyst

Sarah has over 5 year’s experience in real estate and financial services. Working alongside stakeholders and the Credit Manager, Sarah is responsible for managing all applications and is committed in ensuring our end-to-end process is fast and simple.. She holds a Bachelor of Arts and is currently completing a Master of International Business and Master of International Relations at Macquarie University.

Vivien Santoso

Office Manager

Vivien’s diverse roles have one common element – ensuring we meet our commitment to 24-hour decision making. Vivien is responsible for liaising with stakeholders to get loans approved and settled. She has seven years’ experience in the mortgage industry and is passionate about Prime Capital’s mission to help clients ‘Own Tomorrow’. She holds a Bachelor of Commerce and is currently completing a Master in Business Administration.

Mark Glover

Financial Controller

Mark is a Chartered Accountant with more than 20 years experience in finance. He has in depth knowledge of interest rates, equities and foreign exchange products. He spent over a decade working in European banks and retail brokerages. Mark focuses on the end-to-end flow of information and the underlying systems. He works across teams to streamline and automate all financial information to provide stakeholders with meaningful, accurate and timely reporting. Mark is a Fellow of the Institute of Chartered Accountants and Chartered Tax Adviser. He also holds a Bachelor of Commerce with Honors

Aishwarya Sreeram

Accountant

Aishwarya previously had five years of accounting experience at EY and is committed to ensuring that Prime Capital’s loan management processes are accurate and timely.  She holds a Bachelor of Commerce from University of New South Wales and is currently completing her professional qualifications in Chartered Accounting.