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We work exclusively with brokers to provide specialised mortgage products to their self-employed clients.
Our loans are fast and simple, offering unique solutions to a range of finance needs.

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Fast.

Approvals within 24 hours and settlements as fast as 5 working days.

Simple.

No forms, unnecessary documents, or locked-in servicing calculators.

Loans.

Flexible loans from $250k up to $10M with secured funding.

Over 25 years we’ve built a reputation of being fast, flexible and transparent. We’re proud to be able to tailor loan solutions that set us apart from other more traditional lenders.

That’s why our BDMs are no-nonsense, results-driven individuals who go above and beyond to help your clients.

With the help of clever AI technology, we use our years of experience to approve loans within 24 hours, and complete settlement as fast as 5 days.

Download our broker guide & product guide

Broker Guide

Discover all about Prime Capital, how we deliver Fast, Simple, Loans.™ and what sets us apart from the rest.

Product Guide

An overview of our products and policies, including interest rates and fees.

Prime Insights

All insights

Billionaires’ fortunes reach $668bn as property and tech expand

June, 2025|Finance

Australia’s 200 richest are now worth an eye-watering $667.8 billion, with their wealth averaging $3.1 billion each. The country has more billionaires now than ever, and the rich are not only getting richer but are building wealth faster, according to the latest Financial Review Rich List. Mining continued to account for many of the country’s…

Rate cuts lift borrowing power but affordability slips further

May, 2025|Finance

With the cash rate now at 3.85% after two cuts in three months, attention is turning to what the reductions mean for Australia’s housing market. They are expected to lift buyer sentiment and boost housing activity in a market already constrained by low supply and persistently high prices. Property values have already started to pick…

Small businesses pull back on borrowing

May, 2025|Small Business, Finance

Australian small and medium-sized enterprises (SMEs) are holding back on borrowing, and it’s not because they don’t need the capital. According to the latest Banjo Barometer SME survey, loan applications from these businesses fell 13% in the March 2025 quarter, the weakest quarter so far in the current financial year. Rising costs and reduced policy…

What our brokers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.