Need Approval fast?

Get your applications approved online… instantly!

Fast, Simple, Loans™

Flexible business loans to help Australian SMEs get back to what they do best.

Get accredited

Just landed: Basics1+

Our brand new short-term loan to help your clients conquer the mortgage cliff.

Find out more

We're here for brokers

We work exclusively with brokers to provide specialised mortgage products to their self-employed clients.
Our loans are fast and simple, offering unique solutions to a range of finance needs.

Find out more


Approvals within 24 hours and settlements as fast as 5 working days.


No forms, unnecessary documents, or locked-in servicing calculators.


Flexible loans from $250k up to $10M with secured funding.

Over 25 years we’ve built a reputation of being fast, flexible and transparent. We’re proud to be able to tailor loan solutions that set us apart from other more traditional lenders.

That’s why our BDMs are no-nonsense, results-driven individuals who go above and beyond to help your clients.

With the help of clever AI technology, we use our years of experience to approve loans within 24 hours, and complete settlement as fast as 5 days.

Download our broker guide & product guide

Prime Insights

All insights

Australian SMEs face cash crunch

Small and medium-sized enterprise (SME) owners are struggling with dwindling cash reserves amid soaring inflation and cost-of-living pressures. According to a recent survey commissioned by Prospa, 22% of participating entrepreneurs have no cash reserves, and 18% rely on funds covering less than a month’s expenses. About one in five expects to deplete their cash reserves…
Read More

Borrowers feel the heat of high rates

With interest rates staying elevated following a year of aggressive increases, mortgage stress is on the rise among borrowers. New data from Roy Morgan reveals that the number of Australians facing mortgage stress has increased by 724,000 since May 2022, when the Reserve Bank of Australia (RBA) began raising the cash rate from a record…
Read More

Housing market soars 40% four years after pandemic

The impact of the pandemic continues to shape Australia’s property market, four years on. Dwelling prices have exploded as factors such as population growth and limited supply drive competition for homes. According to data from PropTrack, national home values surged by 39.9% from March 2020 to March this year. Prices in regional areas soared by…
Read More

What our brokers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.

Don’t just take our word for it

It’s not just our clients who appreciate what we do!