Fast, Simple, Loans™

Flexible business loans to help Australian SMEs get back to what they do best.

Get accredited

We're here for brokers

We work exclusively with brokers to provide specialised mortgage products to their self-employed clients.
Our loans are fast and simple, offering unique solutions to a range of finance needs.

Find out more

Fast.

Approvals within 24 hours and settlements as fast as 5 working days.

Simple.

No forms, unnecessary documents, or locked-in servicing calculators.

Loans.

More than $3 billion lent to thousands of Australian SMEs.

We help clients Own Tomorrow

Helping businesses for
0 years
Total settled loan value
$0b+
Loans approved
0

Over 25 years we’ve built a reputation of being fast, flexible and transparent. We’re proud to be able to tailor loan solutions that set us apart from other more traditional lenders.

That’s why our BDMs are no-nonsense, results-driven individuals who go above and beyond to help your clients.

With the help of clever AI technology, we use our years of experience to approve loans within 24 hours, and complete settlement as fast as 5 days.

Download our broker guide & product guide

Prime Insights

All insights

Non-bank lending preferred by nearly half of Australian SMEs

May, 2023|Small Business, Lending
Small and medium-sized enterprises (SMEs) in Australia are increasingly turning to alternative financing options as they seek a faster and simpler onboarding process. According to the latest SME Growth Index report from ScotPac, the preference of these businesses for non-bank borrowing reached a record high of 47% in the first quarter of 2023. This was…
Read More

A mixed outlook for interest rates and the housing market

April, 2023|Finance
The frequency of official interest rate increases has slowed in recent months. It will be interesting to see whether this trend continues and, if so, what impact it could have on the Australian housing market. In April, the Reserve Bank of Australia (RBA) chose to hold the cash rate at 3.6%. In the previous month,…
Read More

Good news for homeowners as housing values decline eases

March, 2023|Real Estate
Australia’s housing value slump has eased, according to CoreLogic’s latest Home Value Index. The index reveals that the rate of decline has been decreasing since September 2022, with February’s 0.14% decrease being the smallest monthly fall since the Reserve Bank of Australia (RBA) began increasing interest rates in May 2022. A 0.3% increase in Sydney…
Read More

What our brokers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.

Don’t just take our word for it

It’s not just our clients who appreciate what we do!