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We work exclusively with brokers to provide specialised mortgage products to their self-employed clients.
Our loans are fast and simple, offering unique solutions to a range of finance needs.

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Fast.

Approvals within 24 hours and settlements as fast as 5 working days.

Simple.

No forms, unnecessary documents, or locked-in servicing calculators.

Loans.

Flexible loans from $250k up to $10M with secured funding.

Over 25 years we’ve built a reputation of being fast, flexible and transparent. We’re proud to be able to tailor loan solutions that set us apart from other more traditional lenders.

That’s why our BDMs are no-nonsense, results-driven individuals who go above and beyond to help your clients.

With the help of clever AI technology, we use our years of experience to approve loans within 24 hours, and complete settlement as fast as 5 days.

Download our broker guide & product guide

Broker Guide

Discover all about Prime Capital, how we deliver Fast, Simple, Loans™ and what sets us apart from the rest.

Product Guide

An overview of our products and policies, including interest rates and fees.

Prime Insights

All insights

Australia’s millionaire population grows as property values surge

July, 2024|Real Estate, Finance

Many Australians are struggling with the cost-of-living crisis, yet average wealth per adult is rising. By 2028, approximately 400,000 more Australians are expected to join the ranks of the fewer-than-2-million millionaires currently in the country, thanks largely to surging property values. This suggests a growing market of potential high-net-worth clients for mortgage and finance brokers.…

Australian SMEs face cash crunch

June, 2024|Small Business, Finance

Small and medium-sized enterprise (SME) owners are struggling with dwindling cash reserves amid soaring inflation and cost-of-living pressures. According to a recent survey commissioned by Prospa, 22% of participating entrepreneurs have no cash reserves, and 18% rely on funds covering less than a month’s expenses. About one in five expects to deplete their cash reserves…

Borrowers feel the heat of high rates

May, 2024|Housing Market, Finance

With interest rates staying elevated following a year of aggressive increases, mortgage stress is on the rise among borrowers. New data from Roy Morgan reveals that the number of Australians facing mortgage stress has increased by 724,000 since May 2022, when the Reserve Bank of Australia (RBA) began raising the cash rate from a record…

What our brokers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.