Fast, Simple, Loans™

Flexible business loans to help Australian SMEs get back to what they do best.

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Just landed: Basics1+

Our brand new short-term loan to help your clients conquer the mortgage cliff.

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We're here for brokers

We work exclusively with brokers to provide specialised mortgage products to their self-employed clients.
Our loans are fast and simple, offering unique solutions to a range of finance needs.

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Fast.

Approvals within 24 hours and settlements as fast as 5 working days.

Simple.

No forms, unnecessary documents, or locked-in servicing calculators.

Loans.

Flexible loans from $250k up to $10M with secured funding.

Over 25 years we’ve built a reputation of being fast, flexible and transparent. We’re proud to be able to tailor loan solutions that set us apart from other more traditional lenders.

That’s why our BDMs are no-nonsense, results-driven individuals who go above and beyond to help your clients.

With the help of clever AI technology, we use our years of experience to approve loans within 24 hours, and complete settlement as fast as 5 days.

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Prime Insights

All insights

Navigating this year’s economic challenges

Australia faces economic headwinds from internal and external factors, with growth expected to slow down as challenges weigh on consumer demand. For small and mid-size enterprises (SMEs), adaptability is now more crucial than ever to navigate the uncertainties ahead. So what key trends should SMEs anticipate and proactively address this year?   Sustained inflation Inflation is…
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What’s in store for the housing market in 2024?

Australia’s housing market defied expectations in 2023. Despite the cash rate spiking five times to a 12-year high, home values didn’t dip. Instead, they kept climbing, driven by a shortage in supply and a growing population in need of housing. What’s next for the market now that the Reserve Bank seems to have reached the…
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Record wage growth sparks inflation and rate fears

After the Reserve Bank of Australia’s (RBA) move to resume interest rate hikes and lift the cash rate to 4.35%, all eyes are now on surging wages and their likely impact on inflation. Are borrowers on the brink of more interest rate pain? The latest data from the Australian Bureau of Statistics (ABS) shows that…
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What our brokers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.

Don’t just take our word for it

It’s not just our clients who appreciate what we do!