Borrowers - Prime Capital

We’ve helped thousands of SMEs over 25 years by lending more than $3 billion.

Helping businesses for

0 years

Total settled loan value

$0b+

Loans approved

Tailored lending solutions

No lock-in
contracts

Get flexible loans and bridging finance settled quickly, with no lock-in contracts or exit fees.

Commercial
and residential

We lend on both residential and commercial properties Australia-wide.

Simple
requirements

No long application forms, tax returns or complicated financials here.

Unlimited
cash out

Get more from your loan with unlimited cash out and debt consolidation.

Customer logins and downloads

Business Customers

Use this login if you are a Prime Capital business loan customer.

Unsure if your loan is a business loan?

Business loans typically have a loan term of 1-3 years. Our business loan products are Business Basics, Business Booster, Business Builder and Business Investor.

Basics30 Customers

Use this login if you are a Prime Capital home loan customer.

Unsure if your loan is a home loan?

Home loans typically have a loan term of 25-30 years. Our home loan product is called Business Basics30.

Discharge Authority

Are you looking to discharge your loan? Download the Discharge Authority Form.

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Direct Debit Request

Are you looking to update your direct debit details? Download the Direct Debit Request Form.

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How we help customers

Fast approvals and settlements so you can get finance on time.
Flexible loan solutions tailored to your situation.
No credit score auto-decline.
No complicated application forms.
No locked-in contracts or exit fees.
Fully flexible, repay loan with 30 days’ notice.

Talk to a Prime specialist

What our business customers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.

Customer Insights

All insights

1.5 million borrowers face mortgage stress

August, 2023|Finance

After a year of aggressive interest rate hikes, many mortgage holders are feeling the pressure. New research from Roy Morgan shows that in the three months to July 2023, 1.5 million Australians – or 29.2% of all mortgage holders – were at risk of mortgage stress. The latest figure breaks the previous record of 1.46 million

Housing market springs back to life

July, 2023|Real Estate

Australia’s housing market has long been a significant barometer of the country’s economic health. It has faced numerous challenges in recent years, including the effects of the global COVID-19 pandemic and a price downturn in 2022. However, the most recent data collected by Domain suggests the market is quickly regaining its footing. During the three

Markets brace for uncertainty as interest rates bite

June, 2023|Finance

Markets brace for uncertainty as interest rates bite The June cash rate decision has dashed hopes of rate hikes coming to an end. While the increase in interest rates has affected mortgage holders across Australia, certain regions will be hit harder due to high numbers of indebted households. According to CoreLogic’s analysis of the 2021

Helping borrowers Own Tomorrow