We’ve helped thousands of SMEs over 25 years by lending more than $3 billion.

Helping businesses for
0 years
Total settled loan value
Loans approved

Tailored lending solutions

No lock-in

Get flexible loans and bridging finance settled quickly, with no lock-in contracts or exit fees.

and residential

We lend on both residential and commercial properties Australia-wide.


No long application forms, tax returns or complicated financials here.

cash out

Get more from your loan with unlimited cash out and debt consolidation.

Customer logins and downloads

Business Customers

Use this login if you are a Prime Capital business loan customer.

Unsure if your loan is a business loan? 

Business loans typically have a loan term of 1-3 years. Our business loan products are Business Basics, Business Booster, Business Builder and Business Investor.


Basics30 Customers

Use this login if you are a Prime Capital home loan customer.

Unsure if your loan is a home loan?

Home loans typically have a loan term of 25-30 years. Our home loan product is called Business Basics30.


Discharge Authority

Are you looking to discharge your loan? Download the Discharge Authority Form.


Direct Debit Request

Are you looking to update your direct debit details? Download the Direct Debit Request Form.


How we help customers

  • Fast approvals and settlements so you can get finance on time.
  • Flexible loan solutions tailored to your situation.
  • No credit score auto-decline.
  • No complicated application forms.
  • No locked-in contracts or exit fees.
  • Fully flexible, repay loan with 30 days’ notice.
Talk to a Prime specialist

What our business customers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.

Customer Insights

All insights

Borrowers feel the heat of high rates

With interest rates staying elevated following a year of aggressive increases, mortgage stress is on the rise among borrowers. New data from Roy Morgan reveals that the number of Australians facing mortgage stress has increased by 724,000 since May 2022, when the Reserve Bank of Australia (RBA) began raising the cash rate from a record…
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Housing market soars 40% four years after pandemic

The impact of the pandemic continues to shape Australia’s property market, four years on. Dwelling prices have exploded as factors such as population growth and limited supply drive competition for homes. According to data from PropTrack, national home values surged by 39.9% from March 2020 to March this year. Prices in regional areas soared by…
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Australian SMEs grapple with rising defaults amid cost pressures

The rising cost of borrowing and reduced consumer demand are hitting small and medium-sized enterprises (SMEs) hard. Payment defaults among them have surged to a record high, making them more vulnerable to business failure. According to the latest CreditorWatch Business Risk Index (BRI), business-to-business trade payment defaults are now above pre-COVID levels and rose by…
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