Borrowers - Prime Capital

We’ve helped thousands of SMEs over 25 years by lending more than $3 billion.

Helping businesses for

0 years

Total settled loan value

$0b+

Loans approved

Tailored lending solutions

No lock-in
contracts

Get flexible loans and bridging finance settled quickly, with no lock-in contracts.

Commercial
and residential

We lend on both residential and commercial properties Australia-wide.

Simple
requirements

No long application forms, tax returns or complicated financials here.

Unlimited
cash out

Get more from your loan with unlimited cash out and debt consolidation.

Customer logins and downloads

Business Customers

Use this login if you are a Prime Capital business loan customer.

Unsure if your loan is a business loan?

Business loans typically have a loan term of 1-3 years. Our business loan products are Business Basics, Business Booster, Business Builder and Business Investor.

Basics30 Customers

Use this login if you are a Prime Capital home loan customer.

Unsure if your loan is a home loan?

Home loans typically have a loan term of 25-30 years. Our home loan product is called Business Basics30.

Discharge Authority

Are you looking to discharge your loan? Download the Discharge Authority Form.

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Direct Debit Request

Are you looking to update your direct debit details? Download the Direct Debit Request Form.

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How we help customers

Fast approvals and settlements so you can get finance on time.
Flexible loan solutions tailored to your situation.
No credit score auto-decline.
No complicated application forms.
No locked-in contracts.
Fully flexible, repay loan with 30 days’ notice.

Talk to a Prime specialist

What our business customers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.

Customer Insights

All insights

Australia’s millionaire population grows as property values surge

July, 2024|Real Estate, Finance

Many Australians are struggling with the cost-of-living crisis, yet average wealth per adult is rising. By 2028, approximately 400,000 more Australians are expected to join the ranks of the fewer-than-2-million millionaires currently in the country, thanks largely to surging property values. This suggests a growing market of potential high-net-worth clients for mortgage and finance brokers.…

Australian SMEs face cash crunch

June, 2024|Small Business, Finance

Small and medium-sized enterprise (SME) owners are struggling with dwindling cash reserves amid soaring inflation and cost-of-living pressures. According to a recent survey commissioned by Prospa, 22% of participating entrepreneurs have no cash reserves, and 18% rely on funds covering less than a month’s expenses. About one in five expects to deplete their cash reserves…

Borrowers feel the heat of high rates

May, 2024|Housing Market, Finance

With interest rates staying elevated following a year of aggressive increases, mortgage stress is on the rise among borrowers. New data from Roy Morgan reveals that the number of Australians facing mortgage stress has increased by 724,000 since May 2022, when the Reserve Bank of Australia (RBA) began raising the cash rate from a record…

Helping borrowers Own Tomorrow