We’ve helped thousands of SMEs over 25 years by lending more than $3 billion.

Helping businesses for
0 years
Total settled loan value
Loans approved

Tailored lending solutions

No lock-in

Get flexible loans and bridging finance settled quickly, with no lock-in contracts or exit fees.

and residential

We lend on both residential and commercial properties Australia-wide.


No long application forms, tax returns or complicated financials here.

cash out

Get more from your loan with unlimited cash out and debt consolidation.

Customer logins and downloads

Business Customers

Use this login if you are a Prime Capital business loan customer.

Unsure if your loan is a business loan? 

Business loans typically have a loan term of 1-3 years. Our business loan products are Business Basics, Business Booster, Business Builder and Business Investor.


Basics30 Customers

Use this login if you are a Prime Capital home loan customer.

Unsure if your loan is a home loan?

Home loans typically have a loan term of 25-30 years. Our home loan product is called Business Basics30.


Discharge Authority

Are you looking to discharge your loan? Download the Discharge Authority Form.


Direct Debit Request

Are you looking to update your direct debit details? Download the Direct Debit Request Form.


How we help customers

  • Fast approvals and settlements so you can get finance on time.
  • Flexible loan solutions tailored to your situation.
  • No credit score auto-decline.
  • No complicated application forms.
  • No locked-in contracts or exit fees.
  • Fully flexible, repay loan with 30 days’ notice.
Talk to a Prime specialist

What our business customers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.

Customer Insights

All insights

Navigating this year’s economic challenges

Australia faces economic headwinds from internal and external factors, with growth expected to slow down as challenges weigh on consumer demand. For small and mid-size enterprises (SMEs), adaptability is now more crucial than ever to navigate the uncertainties ahead. So what key trends should SMEs anticipate and proactively address this year?   Sustained inflation Inflation is…
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What’s in store for the housing market in 2024?

Australia’s housing market defied expectations in 2023. Despite the cash rate spiking five times to a 12-year high, home values didn’t dip. Instead, they kept climbing, driven by a shortage in supply and a growing population in need of housing. What’s next for the market now that the Reserve Bank seems to have reached the…
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Record wage growth sparks inflation and rate fears

After the Reserve Bank of Australia’s (RBA) move to resume interest rate hikes and lift the cash rate to 4.35%, all eyes are now on surging wages and their likely impact on inflation. Are borrowers on the brink of more interest rate pain? The latest data from the Australian Bureau of Statistics (ABS) shows that…
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