Helping borrowers
Own Tomorrow

Fast, Simple, Loans™ so you can get back to running your business.

We’ve helped thousands of SMEs over 25 years by lending more than $3 billion.

Helping businesses for
0 years
Total settled loan value
$0b+
Loans approved
0

Tailored lending solutions

No lock-in
contracts

Get flexible loans and bridging finance settled quickly, with no lock-in contracts.

Commercial
and residential

We lend on both residential and commercial properties Australia-wide.

Simple
requirements

No long application forms, tax returns or complicated financials here.

Unlimited
cash out

Get more from your loan with unlimited cash out and debt consolidation.

Customer logins and downloads

Customers

Use this login if you are a Prime Capital loan customer.

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Discharge Authority

Are you looking to discharge your loan? Download the Discharge Authority Form.

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Direct Debit Request

Are you looking to update your direct debit details? Download the Direct Debit Request Form.

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How we help customers

  • Fast approvals and settlements so you can get finance on time.
  • Flexible loan solutions tailored to your situation.
  • No credit score auto-decline.
  • No complicated application forms.
  • No locked-in contracts.
  • Fully flexible, repay loan with 30 days’ notice.
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What our business customers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.

Customer Insights

All insights

Small businesses pull back on borrowing

May, 2025|Small Business, Finance
Australian small and medium-sized enterprises (SMEs) are holding back on borrowing, and it’s not because they don’t need the capital. According to the latest Banjo Barometer SME survey, loan applications from these businesses fell 13% in the March 2025 quarter, the weakest quarter so far in the current financial year. Rising costs and reduced policy…
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Record housing sales return

March, 2025|Housing Market, Real Estate
Australia’s housing market has faced significant challenges in recent months, with higher borrowing costs and cooling property values impacting residential markets in some state capitals. But record housing sales now suggest the market is quickly regaining its footing. According to the latest Pain & Gain report from CoreLogic, Australian home sellers enjoyed unprecedented profitability and…
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Will the rate cut bring back property investors?

February, 2025|Housing Market, Finance
The number of new loan approvals to property investors has fallen for the first time in almost two years, according to data from the Australian Bureau of Statistics (ABS). As higher borrowing costs and cooling values in some state capitals affect the outlook for residential property, investors are deciding whether to hold off on purchasing…
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