Borrowers - Prime Capital

We’ve helped thousands of SMEs over 25 years by lending more than $3 billion.

Helping businesses for

0 years

Total settled loan value

$0b+

Loans approved

Tailored lending solutions

No lock-in
contracts

Get flexible loans and bridging finance settled quickly, with no lock-in contracts or exit fees.

Commercial
and residential

We lend on both residential and commercial properties Australia-wide.

Simple
requirements

No long application forms, tax returns or complicated financials here.

Unlimited
cash out

Get more from your loan with unlimited cash out and debt consolidation.

Customer logins and downloads

Business Customers

Use this login if you are a Prime Capital business loan customer.

Unsure if your loan is a business loan?

Business loans typically have a loan term of 1-3 years. Our business loan products are Business Basics, Business Booster, Business Builder and Business Investor.

Basics30 Customers

Use this login if you are a Prime Capital home loan customer.

Unsure if your loan is a home loan?

Home loans typically have a loan term of 25-30 years. Our home loan product is called Business Basics30.

Discharge Authority

Are you looking to discharge your loan? Download the Discharge Authority Form.

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Direct Debit Request

Are you looking to update your direct debit details? Download the Direct Debit Request Form.

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How we help customers

Fast approvals and settlements so you can get finance on time.
Flexible loan solutions tailored to your situation.
No credit score auto-decline.
No complicated application forms.
No locked-in contracts or exit fees.
Fully flexible, repay loan with 30 days’ notice.

Talk to a Prime specialist

What our business customers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.

Customer Insights

All insights

Housing market soars 40% four years after pandemic

April, 2024|Housing Market, Real Estate

The impact of the pandemic continues to shape Australia’s property market, four years on. Dwelling prices have exploded as factors such as population growth and limited supply drive competition for homes. According to data from PropTrack, national home values surged by 39.9% from March 2020 to March this year. Prices in regional areas soared by…

Australian SMEs grapple with rising defaults amid cost pressures

March, 2024|Small Business, Finance

The rising cost of borrowing and reduced consumer demand are hitting small and medium-sized enterprises (SMEs) hard. Payment defaults among them have surged to a record high, making them more vulnerable to business failure. According to the latest CreditorWatch Business Risk Index (BRI), business-to-business trade payment defaults are now above pre-COVID levels and rose by…

Chinese investors maintain dominance in Australia’s housing market

February, 2024|Housing Market, Real Estate

Chinese investors remain prominent in the Australian property sector, maintaining their position as the largest foreign buyers of real estate. After spending $3.4 billion on approved residential property purchases in 2022–23, they are continuing to actively invest in the market. The latest data from the Foreign Investment Review Board (FIRB) shows that home buyers from…

Helping borrowers Own Tomorrow