Prime Insights
Inside Australia’s new credit spectrum
As banks tighten their lending criteria and borrowers look for faster access to capital, non-bank and private lenders are filling…
Arrears ease as $187 billion in new loans signals buyer comeback
After three interest rate cuts from the Reserve Bank this year, mortgage holders are finally getting some relief. According to…
Credit eases for property developers despite industry pressure
Financing hurdles are coming down for developers, but pressure remains across the broader construction industry. According to Stamford Capital’s latest…
Brokers dominate mortgage market as banks try to win back share
Mortgage brokers are settling more home loans than ever. They now account for almost 77% of new residential loans, putting…
Billionaires’ fortunes reach $668bn as property and tech expand
Australia’s 200 richest are now worth an eye-watering $667.8 billion, with their wealth averaging $3.1 billion each. The country has…
Rate cuts lift borrowing power but affordability slips further
With the cash rate now at 3.85% after two cuts in three months, attention is turning to what the reductions…
Small businesses pull back on borrowing
Australian small and medium-sized enterprises (SMEs) are holding back on borrowing, and it’s not because they don’t need the capital.…
Record housing sales return
Australia’s housing market has faced significant challenges in recent months, with higher borrowing costs and cooling property values impacting residential…
Will the rate cut bring back property investors?
The number of new loan approvals to property investors has fallen for the first time in almost two years, according…
What’s ahead for the housing market?
Australia’s housing sector is poised for modest price growth in 2025. Will this create opportunities or challenges for those looking…