How we work


Approvals within 24 hours and settlements within five working days.


No forms or locked-in servicing calculators.


With 25 years of experience and more than $3 billion settled, we’ve helped thousands of customers right across Australia.

Our products at a glance

With a range of products to suit everyone, Prime Capital is your go-to solution for specialist mortgage funding. We’re constantly developing flexible products that complement your existing toolkit so that your clients can get funded and back to business faster, increasing your conversion rates, and referrals.

For full product details, apply to become an Accredited Broker.

Business Basics30

Flexible loan solutions for businesses who qualify for Business Basics, but can provide accountant certified income.

Loans from $250,000 to $2M
Terms up to 30 years
LVR up to 70%

Business Basics

Fast, flexible solutions so you can get back to business.

Loans from $250,000 to $3M
Terms up to 3 years
LVR up to 70%

Business Investor

Overcome the red tape imposed on investors, non-residents and SMSFs.

Loans from $250,000 to $5M
Terms up to 3 years
LVR up to 70%

Business Booster

Lo-doc and self-certified income solutions for growing SMEs and active property developers.

Loans from $250,000 to $10M
Terms up to 3 years
LVR up to 70%

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Broker Solutions

Meet Prime Capital

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How we help brokers

For over 25 years we’ve been helping mortgage brokers settle loans for their clients. Over that time you’ve told us what you need, that’s why we offer:

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.

Paul B – Mortgage Broker, Perth

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

Susan D – Online Fashion, Sydney

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

Luke C – Builder, Victoria

We provide straight answers and fast settlements. So you get happy clients who will refer you more business.

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