Prime Insights
![](https://www.primecapital.com/wp-content/uploads/2023/05/Female-SME-on-the-phone-540x338.jpg)
Non-bank lending preferred by nearly half of Australian SMEs
Small and medium-sized enterprises (SMEs) in Australia are increasingly turning to alternative financing options as they seek a faster and…
![](https://www.primecapital.com/wp-content/uploads/2023/04/shutterstock_1262230879-scaled-1-540x338.jpg)
Refinancing continues to surge
New loan activity wanes but refinancing soars With the Reserve Bank of Australia (RBA) increasing the cash rate from 0.1%…
![](https://www.primecapital.com/wp-content/uploads/2023/04/shutterstock_1262230879-scaled-1-540x338.jpg)
Refinancing is booming, but who is winning?
Borrowers are rushing to refinance their home loans as the reality of rising interest rates kicks in. With major banks…
![](https://www.primecapital.com/wp-content/uploads/2023/04/shutterstock_520861291_website-3-scaled-1-540x338.jpg)
Business Lending Is Rising Again
After a year many business owners would rather forget, lending to business is picking up. Data from the Reserve Bank…
![](https://www.primecapital.com/wp-content/uploads/2023/04/shutterstock_1874667199-scaled-1-540x338.jpg)
Small Businesses Are Still Finding It Tough to Get Funding
Despite record low interest rates and government incentives to encourage lending, many small businesses are struggling to access credit. In…
![](https://www.primecapital.com/wp-content/uploads/2023/04/shutterstock_1270775542-scaled-1-540x338.jpg)
No Falling Off a Cliff as Loan Deferral Scheme Winds Down
When the scheme allowing borrowers to defer loan repayments ends on 31 March, there won’t be thousands of Australians defaulting…