Peter Beaumont
James McCusker
Lian Shieh

Prime Insights

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Arrears ease as $187 billion in new loans signals buyer comeback

After three interest rate cuts from the Reserve Bank this year, mortgage holders are finally getting some relief. According to the latest data from the Australian Prudential Regulation Authority (APRA), the share of home loans that were overdue by 30 to 89 days fell to 0.55% in the June quarter. Serious arrears, or loans overdue by…
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Credit eases for property developers despite industry pressure

Financing hurdles are coming down for developers, but pressure remains across the broader construction industry. According to Stamford Capital’s latest Debt Capital Markets Survey, Australian lenders are fiercely competing for construction loans, with non-banks remaining the most aggressive. About 73% of survey respondents expect these lenders to increase their activity this year. Even the major…
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Brokers dominate mortgage market as banks try to win back share

Brokers dominate mortgage market as banks try to win back share

Mortgage brokers are settling more home loans than ever. They now account for almost 77% of new residential loans, putting them on track to originate more than $400 billion in loans in calendar year 2025. With the bulk of new lending now going through brokers, are banks at risk of losing their once-coveted direct relationship…
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