Peter Beaumont
Lian Shieh

Prime Insights

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Small businesses pull back on borrowing

Australian small and medium-sized enterprises (SMEs) are holding back on borrowing, and it’s not because they don’t need the capital. According to the latest Banjo Barometer SME survey, loan applications from these businesses fell 13% in the March 2025 quarter, the weakest quarter so far in the current financial year. Rising costs and reduced policy…
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Record housing sales return

Australia’s housing market has faced significant challenges in recent months, with higher borrowing costs and cooling property values impacting residential markets in some state capitals. But record housing sales now suggest the market is quickly regaining its footing. According to the latest Pain & Gain report from CoreLogic, Australian home sellers enjoyed unprecedented profitability and…
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Will the rate cut bring back property investors?

The number of new loan approvals to property investors has fallen for the first time in almost two years, according to data from the Australian Bureau of Statistics (ABS). As higher borrowing costs and cooling values in some state capitals affect the outlook for residential property, investors are deciding whether to hold off on purchasing…
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