Helping borrowers
Own Tomorrow

Fast, Simple, Loans™ so you can get back to running your business.

We’ve helped thousands of SMEs over 25 years by lending more than $3 billion.

Helping businesses for
0 years
Total settled loan value
$0b+
Loans approved
0

Tailored lending solutions

No lock-in
contracts

Get flexible loans and bridging finance settled quickly, with no lock-in contracts.

Commercial
and residential

We lend on both residential and commercial properties Australia-wide.

Simple
requirements

No long application forms, tax returns or complicated financials here.

Unlimited
cash out

Get more from your loan with unlimited cash out and debt consolidation.

Customer logins and downloads

Customers

Use this login if you are a Prime Capital loan customer.

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Discharge Authority

Are you looking to discharge your loan? Download the Discharge Authority Form.

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Direct Debit Request

Are you looking to update your direct debit details? Download the Direct Debit Request Form.

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How we help customers

  • Fast approvals and settlements so you can get finance on time.
  • Flexible loan solutions tailored to your situation.
  • No credit score auto-decline.
  • No complicated application forms.
  • No locked-in contracts.
  • Fully flexible, repay loan with 30 days’ notice.
Talk to a Prime specialist

What our business customers are saying

My business moves fast, and I often use specialist lending as it’s quicker and lets us secure project sites others can’t.

We needed to capture our online category, and that required serious funding. We had assets, but our bank wouldn’t work with our projections. Prime Capital understood the opportunity.

My client had several mortgages with multiple mortgage funds but the lenders wanted the funding back. We used Prime Capital to refinance and consolidate the package. They did it very professionally in a tight timeframe and at competitive rates.

Customer Insights

All insights

The infrastructure corridors redefining commercial value in 2026

February, 2026|Finance
While the dominant themes of 2024 and 2025 revolved around inflation and interest rate adjustments, 2026 has ushered in a…
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Cash rate held steady in November as inflation proved slower to ease

November, 2025|Finance
As inflation edged higher and housing demand continued to grow, the RBA chose to maintain its cautious stance earlier this…
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Inside Australia’s new credit spectrum

October, 2025|Lending, Finance
As banks tighten their lending criteria and borrowers look for faster access to capital, non-bank and private lenders are filling…
Read More