Prime Insights
Inside Australia’s new credit spectrum
As banks tighten their lending criteria and borrowers look for faster access to capital, non-bank and private lenders are filling…
Arrears ease as $187 billion in new loans signals buyer comeback
After three interest rate cuts from the Reserve Bank this year, mortgage holders are finally getting some relief. According to…
Fixed-rate cuts heat up amid cash rate expectations
Australia’s home loan market is experiencing a flurry of activity as lenders reduce fixed rates. Is now a good time…
Non-bank lending preferred by nearly half of Australian SMEs
Small and medium-sized enterprises (SMEs) in Australia are increasingly turning to alternative financing options as they seek a faster and…
Refinancing continues to surge
New loan activity wanes but refinancing soars With the Reserve Bank of Australia (RBA) increasing the cash rate from 0.1%…
Refinancing is booming, but who is winning?
Borrowers are rushing to refinance their home loans as the reality of rising interest rates kicks in. With major banks…
Business Lending Is Rising Again
After a year many business owners would rather forget, lending to business is picking up. Data from the Reserve Bank…
Small Businesses Are Still Finding It Tough to Get Funding
Despite record low interest rates and government incentives to encourage lending, many small businesses are struggling to access credit. In…
No Falling Off a Cliff as Loan Deferral Scheme Winds Down
When the scheme allowing borrowers to defer loan repayments ends on 31 March, there won’t be thousands of Australians defaulting…