Bank Credit Remains Elusive

Interest rates have hit historic lows and home prices are bouncing back. But housing credit…

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15 November, 2019

What’s Behind The Rebound In Home Prices?

Housing prices are rising again. In October, national home values rose 1.2%, the largest monthly…

28 October, 2019

Older Australians Face Debt And Distress

More older Australians are carrying the heavy burden of mortgage debt into retirement, causing them…

14 October, 2019

Mortgage Debt Is Drag On Economy

Australia has one the world’s highest levels of household debt, and research shows that adults…

29 September, 2019

Use Your Banking Data to Your Advantage

Open banking is here, having kicked off its first stage on 1 July 2019. But…

18 September, 2019

Time To Worry About Rising Mortgage Arrears?

The number of Australians behind in their mortgage repayments is higher than it has been…

27 August, 2019

Tech is Now the Fastest Route to Riches

Australian property developers seem to be surviving the housing slump quite well. According to The…

13 August, 2019

More Rate Cuts Are Coming, But Are They Effective?

Australia’s official cash rate is now down to 1%. And if we are to believe…

28 July, 2019

A Quick But Expensive Fix?

The Coalition Government promised before the federal election to help first homebuyers get into the…

16 July, 2019

SMEs Eschew Bank Lending

Small and medium-sized enterprises (SMEs) are turning to non-bank lenders as funding through banks becomes…

30 June, 2019

Population And Supply Dynamics Drive Home Prices Down

Tightening credit supply has been largely blamed for the slowdown in Australia’s housing market. Adding…

19 June, 2019

Building Affordable Housing Near Jobs Could Boost Income

Workers typically earn more when they live closer to where the jobs are. But years…

31 May, 2019

What’s It Like To Live With Debt?

An extraordinary number of Australians are feeling financially stressed and struggling under the weight of…

27 May, 2019

Will The Housing Market Bottom Out Soon?

Now that the federal election is over and the Labor Party’s planned changes to negative…

30 April, 2019

Mining Moguls Lead Forbes’ List of Australia’s Richest

The mining sector’s fortunes continue to keep several Australians in the upper rungs of the…

15 April, 2019

Chinese Buyers Cushion The Blow Of Housing Slump

Chinese buyers’ interest in Australian property weakened in 2018 but has now rebounded, giving a…

28 March, 2019

The Credit Noose Tightens

Almost a year after the end of the first banking royal commission hearings, the risk…

13 March, 2019

Funding Scarcity Leaves Small Business Owners On Edge

Many small business owners are worrying about their company around the clock as accessing finance…

28 February, 2019

Is Airbnb A Problem For Housing Markets?

Do short-term letting platforms like Airbnb really drive up rents? The answer probably depends on…

18 February, 2019

The Economy Is Fine, But There’s A Drag

The Australian economy is headed for another strong year – GDP growth is expected to…

28 January, 2019

Australia Is Most Vulnerable To Slowdown From Household Debt Reduction

Australia faces the biggest risk of a downturn due to household debt reduction among major…

15 January, 2019

Chinese Investment Slumps Amid Investor Apprehension

Chinese investment in Australia fell 40% to $8.9 billion in 2017 as the Chinese government…

3 December, 2018

Population Boom Shows Little Impact On Commuting Times

Is Australia’s population growth increasing commute times in our major cities? Is traffic congestion spiralling…

15 November, 2018

Australian SME’s Face Risk as Home Values Decline

Australia’s housing market downturn is starting to affect small and medium-sized enterprises (SME’s). The common…

29 October, 2018

Global Housing Boom Nears End

Housing prices in the world’s most sought-after cities are slowing down after years of record…

16 October, 2018

Slowing Investor Activity Hits Demand for Housing Loans

Demand for housing loans continues to weaken as investors have been forced to pull back…

19 September, 2018

Banks Withdraw from SMSF Property Lending

Westpac and its subsidiaries Bank of Melbourne, St.George Bank and Bank SA have announced they…

6 September, 2018

Mortgage Rates Go Up As Funding Costs Surge

Mortgage interest rates are going up as lenders struggle to absorb their rising funding costs,…

23 August, 2018

Tighter Credit Conditions Drive Home Values Down

Australia’s home values fell for the ninth consecutive month in June and are forecast to…

3 August, 2018

Property Magnates Lead 2018 Rich List

The property boom has once again propelled developers to The Australian Financial Review 2018 Rich…

18 July, 2018

End of Foreign Buyer Boom Adds to Property Woes

The foreign buyer boom is over, and we may not witness a repeat of the…

29 June, 2018

Mortgage Broker Remuneration Model Faces Drastic Changes

Mortgage brokers may see major changes to their pay model as pressure to limit their…

13 June, 2018

Should Australian Small Businesses Sell to China?

Large Australian businesses in industries such as mining and agriculture have benefited enormously from China’s…

29 May, 2018

APRA Scraps Investor Loan Cap, But More Curbs Are Coming

The Australian Prudential Regulation Authority (APRA) is relaxing the reins on investor property lending as…

16 May, 2018

SMEs Are Confident, But Labour Is Hard To Find

If your small to medium-sized enterprise (SME) has performed solidly in recent years and you…

30 April, 2018

Housing Market A Bigger Headache Than Ever For Small Businesses

Many small business owners use their homes as collateral when applying for a small business…

18 April, 2018

Has Debt Reached Worrying Levels?

Levels of indebtedness are on the rise, driven by growing mortgages. But are they a…

30 March, 2018

More Of The World’s Rich Call Australia Home

Australia remains high on the list of desirable places to live for high net worth…

19 March, 2018

Connecting The Dots In A Low-Yield World

When interest rates are low and meaningful returns are hard to find, speculators tend to…

28 February, 2018

Households Are Shutting Down Their Spending

Investment bank Credit Suisse reckons Australians are cutting back their spending and increasing their savings,…

19 February, 2018

Investment Insights from the Census

The data trickling out of the 2016 Census has given us some investment insights. Let’s…

31 January, 2018

House Prices Dominate Again

The cost of housing is again likely to dominate the domestic economy in 2018, but…

13 January, 2018

RBA Searches For The ‘New Normal’

The Reserve Bank of Australia (RBA) is casting around for clues on how to deal…

14 December, 2017

What’s The Deal With Bitcoin?

In 2010, one Bitcoin was worth less than one hundredth of an Australian cent. Each Bitcoin is…

4 December, 2017

Victoria is Snapping at NSW’s Heels

State economies appear to be in good shape with all states recording above decade average…

16 November, 2017

Business Confidence is Up, But Not Investment

Business conditions are generally pretty good in Australia at the moment and the number of…

1 November, 2017

RBA’s Rosy Outlook May Be Holding Us Back

The chief monetary guardian, the Reserve Bank of Australia (RBA), is also the 800-pound gorilla…

19 October, 2017

Double The Danger In Housing Crunch

The investing mantra has always been diversify, diversify, diversify! In essence, it means that if…

28 September, 2017

You Can Now Buy Property With Bitcoin

Cryptocurrencies have promised much but delivered few real-world benefits – until now. In fact, it’s…

15 September, 2017

Australia’s A Great Place To Park Money

The expansion of the global marketplace is bringing investors to Australia’s door as political uncertainty…

1 September, 2017

The Perils Of Jawboning

Jawboning, or trying to influence markets through pointed commentary, is one of the weapons financial…

17 August, 2017

Tipping Point Theory Has Merit

Predicting the end of the housing boom is one of the most popular games in…

4 August, 2017

State Governments Do Well Out Of Property Investment

The big winners of the ongoing property boom are the state governments. In NSW alone,…

17 July, 2017

APRA Will Be Able To Target Property Hotspots

An item in the Federal Budget that hasn’t received much coverage is the plan to…

6 July, 2017

The Reality of Living in the Lucky Country

When Donald Horne coined the phrase ‘the lucky country’ in 1964, he was being sardonic,…

14 June, 2017

Foreign Buyers Are Leaving The Property Market

The housing market is facing less pressure from foreign investors, with buyer numbers more than…

1 June, 2017

Supply is the Real Housing Issue

Pricking Australia’s housing bubble will take more than isolated tinkering with lending rates and jawboning…

15 May, 2017

Housing Features Strongly in Bank-Bashing Budget

“This levy’s in. It’s staying. It’s a fair and reasonable tax on the banks.” That’s…

3 May, 2017

Another Rate Cut May Be The Reality

There’s one fact that may mean an increase in official interest rates is not on…

18 April, 2017

The World’s Richest Like Australia

Sydney ranks 10th on a list of the world’s most expensive cities for luxury residences,…

3 April, 2017

More Good News Than Bad

Despite all the blustering and gnashing of teeth about the new US President, optimism about…

14 March, 2017

APRA Keeps Its Finger On The Trigger

The Australian Prudential Regulation Authority (APRA) is getting trigger-happy about housing investment. APRA Chairman Wayne…

1 March, 2017

Losing Our AAA Credit Rating May Not Be Bad

Apparently, it’s not a matter of if Australia loses its coveted AAA credit rating, so…

20 February, 2017

Plenty Of Heat In The Property Market

The mortgage lending market is showing no signs of cooling, data released by the Australian…

6 February, 2017

The Trouble with Low Interest Rates

Low interest rates are meant to stimulate the economy, which in turn is meant to…

6 January, 2017

States of Inequality

The Reserve Bank of Australia (RBA) has tacitly recognised how tough the world is getting…

25 December, 2016

Interest Rate Nightmare

’Twas the night before Christmas and all was silent ’cept the murmuring of central bankers…

7 December, 2016

Buyers on the Hunt in Two Markets

Buying confidence in two of the most downtrodden markets has jumped, with new research showing…

30 November, 2016

Borrowers Are the Wrong Targets

The financial services regulator, the Australian Prudential Regulation Authority (APRA), recognises there is a problem…

4 November, 2016

Sydney Office Rents Headed Higher

Sydney office rentals are set to soar, according to the Knight Frank Global Cities 2017…

17 October, 2016

Location Dictates Property Resale Losses

Perth and Darwin are the top places to claim tax loses on property, but several…

5 October, 2016

More Than Glue And String

The release of the latest GDP figures gives us a good excuse to look at…

16 September, 2016

Are We Ready For The Next Shock?

We need some fresh thinking to protect us from the next economic shock. The Reserve…

2 September, 2016

Sydney’s CBD Gets Some New Owners

Sydney’s CBD is steadily falling into foreign hands. Independent global property consultancy Knight Frank’s latest…

12 August, 2016

Record Unit Construction Raises Warning Flags

Are more units being built than the market can handle? This month’s revelation by the…

1 August, 2016

Services sector adds heat to the office market

The office market is running hot in some cities . . . The services sector…

17 July, 2016

Change How You Think About Bankruptcy

Cutting the time spent in the naughty corner is not enough… No one likes the…

1 July, 2016

Investors Head For The Brexit, But Property May Gain

Any event that causes uncertainty and possible loss of money results in a ‘flight to…

19 June, 2016

What if the Interest Rate Lever Doesn’t Work?

The world is awash with debt and we’re running out of solutions…   Interest rates…

1 June, 2016

Time To Rethink Your Funding

More pressure on banks may make it harder for businesses to get loans… The best…

13 May, 2016

People V Property – The Herd Is On The Move

  Real estate prices are easing and that’s causing some concern… “If enough people think…

15 April, 2016

Residential Land Costs Keep Rising

The high cost of housing in the capital cities remains a political hot potato and…

23 March, 2016

Brisbane The Place To Invest

Brisbane the place to invest The property market is cooling and sellers no longer have…

10 March, 2016

Solutions For A Budget ‘Emergency’

Apparently we had a Federal Budget ‘emergency’ in 2014.  Crisis was the narrative, and politicians…

8 February, 2016

Property Hotspots Start Cooling

The long-expected cooling of the property markets appears to be under way, with values falling,…

Big 4 Banks

8 February, 2016

The Banks Are Hurting And You Will Pay

The big four banks have suddenly found that money is getting more expensive and their…

25 January, 2016

The Warning Signs In Capex

When you look for signs of economic growth, there are a lot of signals to…

18 January, 2016

The World In 2016

“The future ain’t what it used to be,” said Yogi Berra, and if the unpredicted…

26 December, 2015

Facing Up To The End Of Easy Money

Part 3 of the series on Australia’s looming debt danger In the first part of…

26 December, 2015

The Chronicles of Debt

The Chronicles of Debt It is close to ten years since America’s housing bubble burst….

7 November, 2015

Why Your Debt Is Our Concern

Part 2 of our series on Australia’s looming debt danger. Australian mortgage holders are under…