Prime Insights

Cash rate held steady in November as inflation proved slower to ease
As inflation edged higher and housing demand continued to grow, the RBA chose to maintain its cautious stance earlier this…

Inside Australia’s new credit spectrum
As banks tighten their lending criteria and borrowers look for faster access to capital, non-bank and private lenders are filling…

Credit eases for property developers despite industry pressure
Financing hurdles are coming down for developers, but pressure remains across the broader construction industry. According to Stamford Capital’s latest…

Billionaires’ fortunes reach $668bn as property and tech expand
Australia’s 200 richest are now worth an eye-watering $667.8 billion, with their wealth averaging $3.1 billion each. The country has…

Rate cuts lift borrowing power but affordability slips further
With the cash rate now at 3.85% after two cuts in three months, attention is turning to what the reductions…

Small businesses pull back on borrowing
Australian small and medium-sized enterprises (SMEs) are holding back on borrowing, and it’s not because they don’t need the capital.…

Will the rate cut bring back property investors?
The number of new loan approvals to property investors has fallen for the first time in almost two years, according…

What’s ahead for the housing market?
Australia’s housing sector is poised for modest price growth in 2025. Will this create opportunities or challenges for those looking…

Fixed-rate cuts heat up amid cash rate expectations
Australia’s home loan market is experiencing a flurry of activity as lenders reduce fixed rates. Is now a good time…

Rental market hits a plateau
After a period of rapid growth, Australia’s rental market is showing signs of slowing down. Is this the start of…
