Prime Insights
Rate cuts lift borrowing power but affordability slips further
With the cash rate now at 3.85% after two cuts in three months, attention is turning to what the reductions…
Small businesses pull back on borrowing
Australian small and medium-sized enterprises (SMEs) are holding back on borrowing, and it’s not because they don’t need the capital.…
Will the rate cut bring back property investors?
The number of new loan approvals to property investors has fallen for the first time in almost two years, according…
What’s ahead for the housing market?
Australia’s housing sector is poised for modest price growth in 2025. Will this create opportunities or challenges for those looking…
Fixed-rate cuts heat up amid cash rate expectations
Australia’s home loan market is experiencing a flurry of activity as lenders reduce fixed rates. Is now a good time…
Rental market hits a plateau
After a period of rapid growth, Australia’s rental market is showing signs of slowing down. Is this the start of…
Banks face growing delinquencies
Mortgage arrears are on the rise at major Australian banks, reflecting the increasing financial strain on households from the high…
Australia’s millionaire population grows as property values surge
Many Australians are struggling with the cost-of-living crisis, yet average wealth per adult is rising. By 2028, approximately 400,000 more…
Australian SMEs face cash crunch
Small and medium-sized enterprise (SME) owners are struggling with dwindling cash reserves amid soaring inflation and cost-of-living pressures. According to…
Borrowers feel the heat of high rates
With interest rates staying elevated following a year of aggressive increases, mortgage stress is on the rise among borrowers. New…